New Jersey-based First Commerce Bank has selected FIS HORIZON as its go-forward core banking platform, as the $1.8 billion-asset community bank moves to build a modern, AI-ready technology foundation.
Jacksonville-headquartered FIS (NYSE: FIS) said the agreement gives First Commerce Bank access to the full HORIZON ecosystem, an API-enabled platform built for integration flexibility, fintech connectivity, and long-term innovation across the money lifecycle.
The bank said it conducted a thorough evaluation of its technology strategy before settling on FIS, prioritising modern architecture, open API connectivity, and a high-touch partnership model. HORIZON’s ability to consolidate the full money lifecycle onto a single platform was cited as a key differentiator in its selection over rival providers.
The agreement also positions First Commerce Bank to pursue AI-powered capabilities over time, including standardised data feeds and agentic commerce tools, as its modernisation strategy develops.
“Modernising your core banking technology is one of the most consequential decisions a bank makes,” said Gregory Garcia, Chief Operating Officer at First Commerce Bank. “We chose FIS because of the strength of the HORIZON platform and because the team demonstrated a real commitment to our success throughout the process.”
Melissa Cullen, Head of Regional and Community Banking at FIS, said community banks require more than modern technology and need a partner genuinely invested in their long-term success. “First Commerce Bank is building for the future, and FIS HORIZON gives them a flexible, modern foundation,” she added.
First Commerce Bank joins a FIS community and regional banking client base spanning institutions from under $1 billion to well over $100 billion in assets, all running on FIS core banking platforms.
The post First Commerce Bank Chooses FIS HORIZON for Core Banking Modernisation first appeared on LeapRate | Online Trading Industry News, Broker Intelligence & Fintech Analysis.
